Better to spend 10 minutes doing something than 1 hour thinking about something.

Each day/week set small achievable goals.  This will get you started and you will feel you are making progress.

One for all you techies out there. 

Everyone one has a digital camera, where do they store there photo's? On their PC

Do they regularly backup there PC - No. Can they replace these photo's - No.  Is there a business opportunity - YES!

For my employers I have looked into remote backup, of which there are many options, but one thing struck me.  There is not much in the way of remote backup for the average home user.  I believe BT broadband offer a service for their customers, but I cant find much else.

Easy start up business.

Write a ftp backup application (or ask a programmer to do this for you).

Build a web server or rent some web space.

Produce a simple web site detailing the service.

Charge people a monthly/yearly subscription to backup all there data online.  You could charge per MB/GB.

As it grows investment would be needed in a dedicated web severer and of course your own backup

Once up and running the money comes in for not doing a lot on a day to day basis.